Kredyt hipoteczny
- Maksymalny okres kredytu to nawet 50 lat. Możliwość uzyskania kredytu na 100% wartości nieruchomości. Maksymalny wiek kredytobiorcy wynosi 70 lat.
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Kredyt hipoteczny - oferta promocyjna
- Maksymalny wiek kredytobiorcy wynosi 75 lat. Bank do wyznaczenia wartości zabezpieczenia przyjmuje wartość z wyceny - jeśli jest ona większa niż cena zakupu to można wziąć dodatkową gotówkę na dowolny cel lub pokrycie opłat okołokredytowch. Maksymalny okres kredytowania wynosi 35 lat. Możliwe uzyskanie 24-miesięcznej karencji - możliwość odroczenia spłaty kapitału. Wakacje kredytowe - możliwość odroczenia płatności jednej raty kredytu w roku.
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"WŁASNY KĄT Hipoteczny"
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Klient może negocjować wysokość marży.
Możliwość przeznaczenia 25% kwoty kredytu na dowolny cel.
Maksymalny wiek kredytobiorcy - 75 lat.
Środki z kredytu hipotecznego Własny Kąt służą również do sfinansowania opłat związanych z transakcją (notariusz, opłaty sądowe, prowizja pośrednika w obrocie nieruchomościami).
Opcja bilansowania kredytu oszczędnościami. Z bilansowania kredytu oszczędnościami mogą skorzystać osoby zaciągające kredyt w PLN. Opcja bilansowania działa w okresach trzyletnich.
Raz w roku wakacje kredytowe - co roku jeden miesiąc bez konieczności spłacania raty. Bank nie wymaga wizyt klienta w sądzie wieczysto księgowym i dostarczenia odpisu z księgi wieczystej (w przypadku nieruchomości wprowadzonych do Centralnej Bazy Danych Ksiąg Wieczystych)
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Kredyt hipoteczny
Kredyt hipoteczny
- Maksymalny wiek kredytobiorcy - 70 lat. Możliwość zaciągnięcia kredytu nawet na 30 lat. Klienci, którzy skorzystają z oferty deweloperów fiansowanych przez Bank Pekao SA i dodatkowo posiadają lub zakupią: rachunek typu Eurokonto (przede wszystkim Eurokonto Mobilne, Eurokonto Aktywne), które będą zasilać regularnymi miesięcznymi wpływami z tytułu wynagrodzenia, emerytury, renty, stypendium, lub z innych źródeł utrzymania oraz kartę debetową i kartę kredytową lub zakupią w placówce Banku Pekao S.A., oferowane przez Bank ubezpieczenie nieruchomości od ognia i innych zdarzeń losowych - uzyskają promocyjną marżę na poziomie 1,35%. Brak obowiązku dostarczenia odpisu z KW w przypadku, gdy księga wieczysta dla nieruchomości prowadzona jest w systemie elektronicznym w Centralnej Bazie Danych Ksiąg Wieczystych.
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Megahipoteka-oferta standardowa
- Wstępna decyzja kredytowa wydawana jest w 1 dzień od złożenia przez Klienta kompletnego wniosku kredytowego w oddziale Banku. Wypłata środków w ciągu 10 dni od wydania wstępnej decyzji możliwa jest pod warunkiem podpisania przez Klienta umowy oraz spełnienia warunków określonych w umowie. O jeden kredyt mogą ubiegać się maksymalnie 3 gospodarstwa domowe, jednak nie więcej niż 6 osób. Możliwość uzyskania kredytu z okresem spłaty nawet do 30 lat.
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Kredyt hipoteczny - oferta promocyjna
- Możliwość rozłożenia spłaty kredytu nawet na 30 lat. Maksymalny wiek kredytobiorcy - 70 lat.
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Kredyt hipoteczny "Ekstralokum" - oferta promocyjna
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Możliwość przeznaczenia do 10% kwoty kredytu na dowolny cel, w tym także na pokrycie kosztów prowizji za udzielenie kredytu i/lub prowizji za udzielenie kredytu z niskim wkładem własnym (o ile łączna kwota kredytu nie przekracza 100% wartości zabezpieczenia).
Możliwość spłaty kredytu nawet przez 40 lat.
Maksymalny wiek kredytobiorcy - 70 lat.
Niskie marże oraz dostępna możliwość dodatkowego obniżenia marży kredytu (nawet o 0,5 pkt. proc. w zamian za korzystanie z innych produktów Kredyt Banku).
Bezpłatny proces ubiegania się o kredyt - prowizja 0% za udzielenie kredytu dla osób, które przystąpią do ubezpieczenia na życie oferowanego przez Kredyt Bank. Opłata za wycenę pobierana jest dopiero po pozytywnej decyzji kredytowej.
Przyjazne i sprawne procedury:
- krótki czas przyznania kredytu,
- mała liczba wymaganych dokumentów,
- akceptacja wielu różnych źródeł dochodu,
- akceptacja elektronicznych odpisów z ksiąg wieczystych,
- ubezpieczenia kredytowe dostępne w placówce Banku. Możliwość tzw. "wakacji kredytowych" raz w roku.
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Kredyt hipoteczny Stokrotka
- W ramach kredytu Stokrotka, bank przyznaje kredyt hipoteczny do stukrotności osiąganych dochodów. Okres kredytowania do 30 lat.
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Kredyt Mieszkaniowy "Promocja - ubezpieczenie 5 lat"
- Karencja w spłacie kredytu – możliwość czasowego zawieszenia spłat kapitału. Maksymalny wiek kredytobiorcy - 75 lat. Możliwość rozłożenia spłaty nawet na 35 lat. Wakacje kredytowe - możliwość zawieszenia spłaty rat kredytu. Bank nie wymaga ubezpieczenia brakującego wkładu własnego.
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Kredyt hipoteczny - oferta promocyjna
- "Wakacje kredytowe" - możliwość zawieszenia spłaty 1 raty rocznie - po 12 miesiącach terminowej spłaty kredytu. W sytuacjach wyjątkowych istnieje możliwość prolongaty spłaty na dłuższy okres. Okres kredytowania wynosi do 35 lat. Ubezpieczenie pomostowe: jest stosowane przez Bank; Bank może zrezygnować z tego ubezpieczenia w okresie przejściowym zastępując je np.: podwyższoną marżą (po spełnieniu warunków) lub innym zabezpieczeniem honorowanym przez Bank.
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Kredyt hipoteczny - oferta promocyjna PP
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