Kredyt samochodowy
- Szybka decyzja kredytowa, już w 1 godzinę. Uproszczona procedura – oświadczenie Klienta w miejsce dokumentów finansowych.
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Kredyt na zakup pojazdów samochodowych
- Dopuszczalny maksymalny poziom LTV wynosi 85%. Maksymalna kwota kredytu nawet do 250 tys. PLN.
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Kredyt samochodowy Auto Firma
- Bank wymaga jedynie oświadczenia. Bank udziela kredytu nawet na 80 miesięcy.
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Kredyt auto-moto poniżej 3,5 tony
- Bank może udzielić kredytu nawet na 120 miesięcy. Maksymalna kwota kredytu to nawet 200 tys. PLN.
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Najlepszy kredyt mieszkaniowy
Konto Indywidualne BGŻOptima
W ramach Konta BGŻOptima Klient otrzymuje dostęp do:
Rachunku głównego i maksymalnie trzech rachunków celowych (Klient ma możliwość zdefiniowania nazwy dla wszystkich 3 rachunków celowych). Może wybrać jedno z niżej wymienionych kont:
Konto Indywidualne BGŻOptima – prowadzone dla jednej, pełnoletniej osoby fizycznej, która posiada miejsce zamieszkania na terytorium Polski i podlega w Polsce obowiązkowi podatkowemu od całości swoich dochodów.
Konto Wspólne BGŻOptima – zakładane przez dwie pełnoletnie osoby fizyczne, które posiadają miejsce zamieszkania na terytorium Polski i podlegają w Polsce obowiązkowi podatkowemu od całości swoich dochodów. Osoby te muszą również posiadać wspólny rachunek osobisty w innym banku.
Konto BGŻOptima Biznes – zakładane dla jednej osoby fizycznej prowadzącej jednoosobową działalność gospodarczą, zarejestrowaną na terenie RP i zatrudniającą do 9 pracowników.
Konto BGŻOptima Junior – posiadaczem konta jest jedna, pełnoletnia osoba fizyczna, która posiada miejsce zamieszkania na terytorium Polski i podlega w Polsce obowiązkowi podatkowemu od całości swoich dochodów. Dane małoletniego wpisane są w systemie i umowie. Posiadacz musi być przedstawicielem ustawowym małoletniego. Konto Junior prowadzone jest z myślą o oszczędzaniu na przyszłość dziecka.
Odsetki na rachunkach głównych i celowych kapitalizowane są z częstotliwością miesięczną.
Możliwość zakładania lokat bankowych.
Dodatkowe korzyści z posiadania konta:
- atrakcyjnie oprocentowane konto oszczędnościowe,
- całkowity brak opłat,
- brak kwoty minimalnej,
- podpisanie umowy on-line przez SMS.
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