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Warning: file_put_contents() [function.file-put-contents]: Only 0 of 110 bytes written, possibly out of free disk space in /home/legala/don-advokat.ru/money/wp-content/pdo/PDOEngine.php on line 636 Kredyty studenckie pko
| Kredyty pozabankowe
Możliwość wzięcia kredytu w czterech walutach.
Wiek kredytobiorcy może wynosić do 65 lat.
Osobisty doradca zrealizuje w Twoim imieniu dyspozycję przelewu opłaty sądowej oraz złoży wniosek o zastaw rejestrowy.
Wysokość kredytu od 20 tys. PLN.
Okres kredytowania tylko do 7 lat.
Okres kredytowania nawet do 8 lat.
Możliwość skredytowania do 150% wartości pojazdu.
Koszty ustanowienia, utrzymania, zmiany i zniesienia zabezpieczenia spłaty kredytu
ponosi kredytobiorca.
Uproszczona procedura udzielenia kredytu tylko do kwoty 150 tys PLN.
Opłata za przewalutowanie kredytu wynosi 80 PLN.
Istnieje możliwość obniżenia oprocentowania kredytu w sytuacji zawarcia dodatkowego ubezpieczenia powiązanego z kredytem.
Okres kredytowania nawet do 10 lat.
Minimalna kwota kredytu 5 tys. PLN.
Przy wpłacie własnej na poziomie 10%, w przypadku aut w wieku do 5 lat istnieje możliwość skorzystania z uproszczonej procedury przyznania kredytu. Bank korzysta wtedy z przewłaszczenia zawieszającego (nie jest wpisane w dowodzie) oraz przy szacowaniu zdolności kredytowej opiera się na oświadczeniu klienta.
Brak precyzyjnych informacji w umowie dotyczących sposobu ustalania oprocentowania kredytu.
Karencja w spłacie kapitału nawet do 6 miesięcy.
Minimalna kwota kredytu 5 tys. PLN.
Maksymalna kwota kredytu nawet do 125 proc. wartości pojazdu. Nadwyżką skredytować można prowizję, składki na ubezpieczenia AC i dodatkowe wyposażenie samochodu.
Kwota kredytu do 450 tys. PLN.
W przypadku, gdy kredyt samochodowy udzielany jest firmie, bank nie wymaga dokumentowania zdolności kredytowej a jedynie oświadczenie o dochodach.
Uproszczonej procedurze przyznania mogą podlegać kredyty w kwocie do 100 tys. zł.
Oprocentowanie jest podwyższane o:
- 2 pkt. proc., jeżeli klient odstąpi od ubezpieczenia AC,
- 2 pkt. proc., jeżeli przedmiotem kredytu jest motocykl.
Aby ubiegać się o kredyt samochodowy w GETIN Banku należy okazać:
- dowód osobisty i drugi dokument potwierdzający tożsamość (mężczyźni, którzy nie ukończyli 28 lat proszeni są też o przedłożenie książeczki wojskowej)
- oświadczenie o dochodach .
Uproszczona procedura przyznania kredytu obowiązuje dla:
- kredytów do 150 tys.zł. przy wkładzie własnym 0%,
- kredytów od 150 tys. zł do 250 tys. zł, przy wkładzie własnym min. 10%, na zakup pojazdu
- kredytów od 250 tys. zł do 500 tys. zł, przy wkładzie własnym min. 20%, na zakup pojazdu.
Okres kredytowania do 8 lat.
Maksymalna kwota kredytu do 500 tys. PLN.
Minimalna kwota kredytu 5 tys. PLN.
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