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Warning: file_put_contents() [function.file-put-contents]: Only 0 of 110 bytes written, possibly out of free disk space in /home/legala/don-advokat.ru/money/wp-content/pdo/PDOEngine.php on line 636 Kredyt bank mieszkaniowy
| Kredyty pozabankowe
Maksymalny wiek kredytobiorcy wynosi 75 lat.
Bank do wyznaczenia wartości zabezpieczenia przyjmuje wartość z wyceny - jeśli jest ona większa niż cena zakupu to można wziąć dodatkową gotówkę na dowolny cel lub pokrycie opłat okołokredytowch.
Maksymalny okres kredytowania wynosi 35 lat.
Możliwe uzyskanie 24-miesięcznej karencji - możliwość odroczenia spłaty kapitału.
Wakacje kredytowe - możliwość odroczenia płatności jednej raty kredytu w roku.
Klient może negocjować wysokość marży.
Możliwość przeznaczenia 25% kwoty kredytu na dowolny cel.
Maksymalny wiek kredytobiorcy - 75 lat.
Środki z kredytu hipotecznego Własny Kąt służą również do sfinansowania opłat związanych z transakcją (notariusz, opłaty sądowe, prowizja pośrednika w obrocie nieruchomościami).
Opcja bilansowania kredytu oszczędnościami. Z bilansowania kredytu oszczędnościami mogą skorzystać osoby zaciągające kredyt w PLN. Opcja bilansowania działa w okresach trzyletnich.
Raz w roku wakacje kredytowe - co roku jeden miesiąc bez konieczności spłacania raty.
Bank nie wymaga wizyt klienta w sądzie wieczysto księgowym i dostarczenia odpisu z księgi wieczystej (w przypadku nieruchomości wprowadzonych do Centralnej Bazy Danych Ksiąg Wieczystych)
Maksymalny wiek kredytobiorcy - 70 lat.
Możliwość zaciągnięcia kredytu nawet na 30 lat.
Klienci, którzy skorzystają z oferty deweloperów fiansowanych przez Bank Pekao SA i dodatkowo posiadają lub zakupią: rachunek typu Eurokonto (przede wszystkim Eurokonto Mobilne, Eurokonto Aktywne), które będą zasilać regularnymi miesięcznymi wpływami z tytułu wynagrodzenia, emerytury, renty, stypendium, lub z innych źródeł utrzymania oraz kartę debetową i kartę kredytową lub zakupią w placówce Banku Pekao S.A., oferowane przez Bank ubezpieczenie nieruchomości od ognia i innych zdarzeń losowych - uzyskają promocyjną marżę na poziomie 1,35%.
Brak obowiązku dostarczenia odpisu z KW w przypadku, gdy księga wieczysta dla nieruchomości prowadzona jest w systemie elektronicznym w Centralnej Bazie Danych Ksiąg Wieczystych.
Wstępna decyzja kredytowa wydawana jest w 1 dzień od złożenia przez Klienta kompletnego wniosku kredytowego w oddziale Banku. Wypłata środków w ciągu 10 dni od wydania wstępnej decyzji możliwa jest pod warunkiem podpisania przez Klienta umowy oraz spełnienia warunków określonych w umowie.
O jeden kredyt mogą ubiegać się maksymalnie 3 gospodarstwa domowe, jednak nie więcej niż 6 osób.
Możliwość uzyskania kredytu z okresem spłaty nawet do 30 lat.
Możliwość przeznaczenia do 10% kwoty kredytu na dowolny cel, w tym także na pokrycie kosztów prowizji za udzielenie kredytu i/lub prowizji za udzielenie kredytu z niskim wkładem własnym (o ile łączna kwota kredytu nie przekracza 100% wartości zabezpieczenia).
Możliwość spłaty kredytu nawet przez 40 lat.
Maksymalny wiek kredytobiorcy - 70 lat.
Niskie marże oraz dostępna możliwość dodatkowego obniżenia marży kredytu (nawet o 0,5 pkt. proc. w zamian za korzystanie z innych produktów Kredyt Banku).
Bezpłatny proces ubiegania się o kredyt - prowizja 0% za udzielenie kredytu dla osób, które przystąpią do ubezpieczenia na życie oferowanego przez Kredyt Bank. Opłata za wycenę pobierana jest dopiero po pozytywnej decyzji kredytowej.
Przyjazne i sprawne procedury:
- krótki czas przyznania kredytu,
- mała liczba wymaganych dokumentów,
- akceptacja wielu różnych źródeł dochodu,
- akceptacja elektronicznych odpisów z ksiąg wieczystych,
- ubezpieczenia kredytowe dostępne w placówce Banku.
Możliwość tzw. "wakacji kredytowych" raz w roku.
Karencja w spłacie kredytu – możliwość czasowego zawieszenia spłat kapitału.
Maksymalny wiek kredytobiorcy - 75 lat.
Możliwość rozłożenia spłaty nawet na 35 lat.
Wakacje kredytowe - możliwość zawieszenia spłaty rat kredytu.
Bank nie wymaga ubezpieczenia brakującego wkładu własnego.
"Wakacje kredytowe" - możliwość zawieszenia spłaty 1 raty rocznie - po 12 miesiącach terminowej spłaty kredytu. W sytuacjach wyjątkowych istnieje możliwość prolongaty spłaty na dłuższy okres.
Okres kredytowania wynosi do 35 lat.
Ubezpieczenie pomostowe: jest stosowane przez Bank; Bank może zrezygnować z tego ubezpieczenia w okresie przejściowym zastępując je np.: podwyższoną marżą (po spełnieniu warunków) lub innym zabezpieczeniem honorowanym przez Bank.
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I was curious about if you ever thought of adjusting the page layout of your web site? It is very well written; I enjoy what youve got to say. But maybe you can add a a bit more in the way of written content so people might connect to it better. You have got a great deal of text for only having one or two graphics. Maybe you can space it out better?
I have got 1 idea for your website. It seems like right now there are a number of cascading stylesheet problems when opening a selection of web pages in google chrome as well as safari. It is functioning alright in internet explorer. Probably you can double check this.
Warning: file_put_contents() [function.file-put-contents]: Only 0 of 114 bytes written, possibly out of free disk space in /home/legala/don-advokat.ru/money/wp-content/pdo/PDOEngine.php on line 636
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I tried taking a look at your website with my mobile phone and the format does not seem to be right. Might want to check it out on WAP as well as it seems most cell phone layouts are not really working with your web site.
I have got 1 suggestion for your weblog. It appears like there are a number of cascading stylesheet problems while opening a selection of webpages within google chrome as well as internet explorer. It is operating fine in internet explorer. Possibly you can double check this.
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I’m an aspiring writer-of all literary trades (journalism, screen writing, satire, etc)-but I want to start a blog for some adult oriented, romantic fantasy literature. Anyone know how I can start a blog that will allow me to do this? I believe I’ll need a warning page before entrance, and I want it to come up on search engines..
Hello, I just hopped over to your site thru StumbleUpon. Not somthing I would usually browse, but I enjoyed your thoughts none the less. Thanks for creating something worth reading through.
I tried taking a look at your blog with my new iphone 4 and the structure doesnt seem to be correct. Might wanna check it out on WAP as well as it seems most mobile phone layouts are not really working with your web page.
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I have got 1 idea for your website. It seems like right now there are a number of cascading stylesheet problems when opening a selection of web pages in google chrome as well as safari. It is functioning alright in internet explorer. Probably you can double check this.
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