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Warning: file_put_contents() [function.file-put-contents]: Only 0 of 110 bytes written, possibly out of free disk space in /home/legala/don-advokat.ru/money/wp-content/pdo/PDOEngine.php on line 636 Kredyty hipoteczne porownanie
| Kredyty pozabankowe
Dopłaty do 50% odsetek przez pierwsze 8 lat spłaty kredytu.
Bank finansuje do 100% wartości nieruchomości.
Możliwość karencji w spłacie kapitału do 29 miesięcy.
Okres kredytowania do 40 lat.
Rozliczenie nawet 40% kredytu bez faktur.
Jeśli przedmiotem kredytowania/ zabezpieczenia jest lokal mieszkalny: marża jest niższa od prezentowanej o 0,10 pkt. proc.
Przez pierwsze 8 lat do 50% odsetek kredytu pokrywa Skarb Państwa.
Bank do wyznaczenia wartości zabezpieczenia przyjmuje wartość z wyceny - jeśli jest ona większa niż cena zakupu to można wziąć dodatkową gotówkę na dowolny cel lub pokrycie opłat okołokredytowch.
Maksymalny okres kredytowania wynosi 35 lat.
Finansowanie do 100% wartości nieruchomości.
24-miesięczna karencja - możliwość odroczenia spłaty kapitału.
Brak obowiązku dostarczenia odpisu z KW w przypadku, gdy księga wieczysta dla nieruchomości prowadzona jest w systemie elektronicznym w Centralnej Bazie Danych Ksiąg Wieczystych.
Okres kredytowania do 30 lat.
Klienci, którzy skorzystają z oferty deweloperów fiansowanych przez Bank Pekao SA i dodatkowo posiadają lub zakupią: rachunek typu Eurokonto (przede wszystkim Eurokonto Mobilne, Eurokonto Aktywne), które będą zasilać regularnymi miesięcznymi wpływami z tytułu wynagrodzenia, emerytury, renty, stypendium, lub z innych źródeł utrzymania oraz kartę debetową i kartę kredytową lub zakupią w placówce Banku Pekao S.A., oferowane przez Bank ubezpieczenie nieruchomości od ognia i innych zdarzeń losowych - uzyskają promocyjną marżę na poziomie 1,35%.
Bank finansuje do 100% wartości nieruchomości.
Niższa rata - do 50% odsetek mniej przez pierwsze 8 lat kredytu.
Możliwość finansowania do 110% wartości zabezpieczenia (nieruchomości).
Mechanizm bilansowania – odsetki od kredytu naliczane są od różnicy pomiędzy wykorzystaną kwotą kredytu a środkami zgromadzonymi na koncie bilansującym.
Okres kredytowania może trwać nawet 40 lat.
Przez 8 lat raty kredytu są pomniejszone o dopłaty z Funduszu Dopłat.
W okresie pierwszych 8 lat spłaty obniżone odsetki - dzięki dopłatom z budżetu Państwa.
Bank ograniczył formalności – jeśli nieruchomość jest wprowadzona do Centralnej Bazy Danych Ksiąg Wieczystych doradcy bankowi sami sprawdzą jej stan prawny, a klient uniknie dzięki temu dwóch obowiązkowych wizyt w sądzie.
Bank finansuje do 100% wartości nieruchomości.
Możliwość wnioskowania o okres kredytowania do 30 lat.
Nawet do 50% odsetek mniej przez pierwsze 8 lat.
Szeroka paleta zabezpieczeń w formie ubezpieczeń.
Okres kredytowania wynosi 35 lat.
"Wakacje kredytowe" raz w roku.
Przez pierwsze 8 lat do 50% odsetek kredytu spłaca Skarb Państwa.
Długi okres kredytu- do 40 lat.
Bank akceptuje szeroki wachlarz źródeł dochodu.
Bank akceptuje elektroniczne odpisy z ksiąg wieczystych.
Kredyt do 100% wartości nieruchomości.
Pomoc w złożeniu wniosku o wpis hipoteki i w dopełnieniu innych formalności.
Maksymalny okres kredytowania: 35 lat.
Dofinansowanie do 50% kwoty odsetek przez pierwsze 8 lat.
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